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Credit Counseling Scams
By Chris McElroy And Jennifer Tarzian

Some of the worst scams involve offers to help consumers fix their credit. Our nation is so entrenched in the use of credit, it is inevitable that many will get behind on their payments. This common malady affects at least one person you know if not you, personally.

Credit card companies, banks, stockbrokers, stores, and other financial institutions make it sound so easy, who could resist. No interest! No payments until July! No annual fee! Just fill in this form and you can buy all the things you really can't afford!

We are sucked into this system easily, but getting out of debt can be extremely difficult and stressful. The promises of all these credit providers become insu...
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