Non Profit Credit Counseling
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Credit Repair Companies and Credit Counseling
By Jeanette Joy Fisher
Let's be crystal clear, right up front. Paying someone to fix your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reappear again in a couple of months.
Be careful with credit repair scams.
Most credit repair" companies really don't help. In fact, you can improve your credit more effectively on your own. By using credit repair companies, you may also be opening yourself up to identity theft, unsolicited emails, and direct mailings. Protect yourself; don't ever share your personal information with strangers or give up your right to handle your own financial affairs as you see fit.
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