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Finding an Alternative to Bankruptcy
By John Mussi

Bankruptcy can have serious, long term effects on your life. If you become bankrupt, you may have to give up valuable possessions and property. Your personal finances will have to be investigated, and restrictions will be placed on future investments.

If you have a steady income and a satisfactory credit rating, you may want to consider these four options with less serious consequences.

Loan consolidation with banks

You may be able to combine all of your debts into one consolidated loan with either your bank or another financial institution. A consolidation loan is always a good idea because your interest rate will be lower than the interest rate on your credit cards, and yo...
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In the News

ClearPoint Credit Counseling Solutions Opens New Location in Austin, Texas
Opening their first counseling center in Texas, ClearPoint Credit Counseling Solutions brings a long history of non-profit service and financial education to the Lone Star State.Austin, TX (PRWEB) February 03, 2012 ClearPoint Credit Counseling Solutions (CCCS) now serves Austin from a new location inside the One Highland Center office building. Local consumers will be able to access free credit ... Read More ...

Consumer Credit Counseling Service Celebrates 40th Anniversary With Event Featuring Nevada Attorney General Catherine ...
LAS VEGAS, NV-- - Consumer Credit Counseling Service has been a prominent fixture of the Nevada assistance landscape for 40 years, helping Nevadans with an incredibly wide range of financial programs and ... Read More ...

Debt Management Credit Counseling Relocates Office to Lighthouse Point, FL
Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization ("DMCC"), announces new office location. New location is on a major South Florida thoroughfare and retail front, providing increased opportunity to assist local residents. DMCC provides free counseling and debt management plans to assist consumers with the repayment of their debt.Lighthouse ... Read More ...

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