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Most Credit Counseling Agencies Are Honest States Try To Keep Them That Way
By Talbert Williams
The recently passed Bankruptcy Abuse and Consumer Protection Act requires anyone considering a bankruptcy filing to undergo credit counseling first. That's a great idea; it is an attempt to prevent future problems by educating consumers now.
The problem is that there are a lot of dishonest agencies out there that would rather line their pockets than actually help their customers. With that in mind, many states have now established strict guidelines regarding who may and who may not call themselves a credit counselor. The latest state to jump in is South Carolina, which has recently passed legislation aimed at hte credit counseling industry that takes e...
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