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Credit Counseling Can It Get You Into More Trouble
By Vishy Dadsetan

Does your heart skip when the phone rings? Are you afraid to open the mail and get another letter from a debt collector? If so, you are not alone. Many Americans are in debt up to their eyebrows and most don't even know what options are available to help them. They just struggle paycheck to paycheck, make minimum payments and watch with frustration as the interest rates eat all the payment and the debt seems to just grow.

Credit Counseling is one option to help deal with debt problems, but before jumping the gun and signing up with any credit counseling firm do your home work.

Many credit counseling organizations are both legitimate and nonprofit. They work with you t...
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Fat Dumb & Happy
In the News
New rules restrict credit counselors
The North Platte Telegraph We've all seen the ads, we've received the phone calls. Buried in credit card debt? Want to settle what you owe for pennies on the dollar? Falling for the pitch of companies who promise to help you pay off your debt can cost hundreds of dollars and leave consumers facing the same amount of debt. It's called "front loading," and the Federal Trade Commission is going to ... Read More ...

The Credit Guy: 7 tips on making marriage financially sound
Q: I'm getting married soon. I have two credit cards, and myfiancée has two credit cards. We were thinking about adding eachother as authorized users of the other's cards. Is there any reasonthat we shouldn't do this? Will it affect our credit? Read More ...

THE CREDIT GUY: Ways to ensure a financially successful marriage
Q: I am getting married soon. I have two credit cards, and myfiancee has two credit cards. We were thinking about adding eachother as authorized users of the other’s cards. Is there any reasonwe shouldn’t do this? Will it affect our credit? Read More ...

 

 





 
 
 
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