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Five Tips When Choosing a Credit Counselor
By Stuart Simpson

If you are faced with bankruptcy and need to deal with a credit counselor, beware. Some are legit and some are just scam artists taking advantage of your weakness.

1. Face-to-Face Advice. Find someone you can see and talk to in person. You can get advice over the phone and on the Internet. The best place is to get a face-to-face result. You want the best advice possible. You can go to the university, military, credit union, list at US Department of Justice website. Sit down face to face for the best results.

2. Beware of High Fees. If they have high fees, avoid them. Some of them are scam artists and are taking advantage. Look at their fee structure and get a written estimate...
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Fat Dumb & Happy
In the News
New rules restrict credit counselors
The North Platte Telegraph We've all seen the ads, we've received the phone calls. Buried in credit card debt? Want to settle what you owe for pennies on the dollar? Falling for the pitch of companies who promise to help you pay off your debt can cost hundreds of dollars and leave consumers facing the same amount of debt. It's called "front loading," and the Federal Trade Commission is going to ... Read More ...

The Credit Guy: 7 tips on making marriage financially sound
Q: I'm getting married soon. I have two credit cards, and myfiancée has two credit cards. We were thinking about adding eachother as authorized users of the other's cards. Is there any reasonthat we shouldn't do this? Will it affect our credit? Read More ...

THE CREDIT GUY: Ways to ensure a financially successful marriage
Q: I am getting married soon. I have two credit cards, and myfiancee has two credit cards. We were thinking about adding eachother as authorized users of the other’s cards. Is there any reasonwe shouldn’t do this? Will it affect our credit? Read More ...

 

 





 
 
 
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