Counseling Service No Credit Debt Consolidation
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Selecting a Good Credit or Budget Counselor
By Paula Langguth Ryan
Selecting a GOOD Credit or Budget Counselor!
Most of what credit counselors do you can do for yourself. But, if you're too emotionally involved with your money situation to create and stick with a plan and negotiate with your creditors then using a credit counselor may be a good option for you!
Credit or budget counselors, including those who are listed as being with the Consumer Credit Counseling Service (CCCS) or the Genus/National Credit Counseling Service (NCCS) are non-profit organizations that offer free budget counseling and (for a small fee which is often rolled into your monthly payments), debt repayment plans.
With a credit or budget counselor, you...
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