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How Personal Loans Outperform Bankruptcy and Credit Counseling Services
By Holly Bentz

Not all personal financial remedies are for everyone. Reviewing and understanding how the various credit and debt solutions vary, can help you fine tune your resources. Before you commit financial suicide, have you evaluated whether or not a personal loan is better than debt consolidation or filing a bankruptcy?

Did you know that certain non-for profit credit agencies are hired by creditors? They profit with a kick back from the credit card company when consumers use their repayment programs. On the other hand, certain debt consolidation companies charge excessive service fees for negotiating a rate a consumer could do for themselves.

The differences...
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Fat Dumb & Happy
In the News
Consumer Credit Counseling Service Helps Parents Become Better Financial Role Models
A grant from Chase Card Services , the credit card division of JPMorgan Chase & Co ., has awarded a grant to the Consumer Credit Counseling Service of Central New York in support of its Family Financial Fitness Program . The $200,000 grant from Chase will support the Family Financial Fitness Program in the North Country . “We are very grateful to Chase for the opportunity to provide this one-of ... Read More ...

The 5 Biggest Factors That Affect Your Credit
Credit companies rely on these factors to determine whether to lend to you and at what rate. Read More ...

Foil 6 common consumer credit complaints
Consumers are increasingly steamed about credit practices and abuses. Read More ...

 

 





 
 
 
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