Consumer Credit Counseling Agency
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Credit Repair Usually an Empty Promise
By Charles Essmeier
Americans have more debt than ever before. A recent study shows that Americans, as a whole, are saving money at a lower rate than at any time since the Great Depression. In fact, the savings rate is actually negative, and that means that people are spending more money than they are earning. The problem with doing so is that it eventually catches up to you. You can either pay your bills or watch helplessly as the negative entries begin to pile up on your credit report.
Realizing that many Americans have found themselves buried under a pile of debt, and worse, having a credit report that accurately reflects that problem, a number of resourceful and unscrupulous companies have started compan...
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