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Finding an Alternative to Bankruptcy
By John Mussi

Bankruptcy can have serious, long term effects on your life. If you become bankrupt, you may have to give up valuable possessions and property. Your personal finances will have to be investigated, and restrictions will be placed on future investments.

If you have a steady income and a satisfactory credit rating, you may want to consider these four options with less serious consequences.

Loan consolidation with banks

You may be able to combine all of your debts into one consolidated loan with either your bank or another financial institution. A consolidation loan is always a good idea because your interest rate will be lower than the interest rate on your credit cards, and yo...
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In the News

Advantage CCS is Now Approved and Licensed to Offer Credit Counseling and Debt Management Services to Mississippi and ...
Advantage Consumer Credit Counseling Service, Inc. gets approval to expand their credit counseling and debt management services into two new states, Mississippi and Missouri. Advantage CCS is now able to offer expert credit counseling and other financial education services to 23 states total.Pittsburgh, PA (PRWEB) May 10, 2012 Advantage CCS has recently been licensed and approved by the great ... Read More ...

Advantage CCS is Proud to Offer a Telephone Bankruptcy Education Class for Consumers in Need of a Pre-Discharge ...
Consumers that need to take a pre-discharge bankruptcy education class to fulfill a requirement of the Federal Bankruptcy Law, can now do so through a telephone class offered by Advantage Consumer Credit Counseling Service, Inc. in all 50 states; excluding Alabama, North Carolina and Oregon.Pittsburgh, PA (PRWEB) May 21, 2012 Advantage CCS is excited to announce a new telephone service that will ... Read More ...

Consolidated Credit Counseling Services, Inc. Wins the Nonprofit Organization of the Year Award for Excellence in ...
FORT LAUDERDALE, Fla., April 24, 2012 /PRNewswire/ -- Consolidated Credit Counseling Services, Inc. is honored to be named the recipient of the 2012 Excellence in Financial Literacy Education (EIFLE) Nonprofit ... Read More ...

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